Website Terms and Conditions

Last updated: September 2026

Which document is this?

This one governs your use of this website — what you may do on it, who owns what is on it, and what we are and are not responsible for. It is short and it is about the site.

It is not the contract for our service. If you make an enquiry or submit a finance application, the document that governs that is our Terms and Conditions, and it takes precedence over this one wherever the two touch the same subject.

By using this site you agree to be bound by these Website Terms and Conditions. If you do not accept them, please stop using the site.

1. About us

1.1 Financefinity is a trading style of Motorfinity Group Limited, a company registered in England and Wales under company number 10546007, whose registered office is at 3 Northgate Terrace, Northern Road, Newark, Nottinghamshire, NG24 2EU. In these terms, "we", "us" and "our" mean Motorfinity Group Limited.

1.2 Motorfinity Group Limited is authorised and regulated by the Financial Conduct Authority, firm reference number 958474. Financefinity does not hold a permission of its own: it is a name Motorfinity Group Limited trades under. Motorfinity Group Limited also trades as Motorfinity, Motorfinity Corporate, Motorfinity Leasing and Motorfinity Corporate Leasing.

2. About these Terms and Conditions

2.1 These Terms and Conditions govern your use of the Financefinity website and any of its content (the "Site").

2.2 Please read them, and our Privacy Notice, before using the Site.

2.3 Nothing is sold on this Site. We use the Site to source offers on motoring-related products and services through third-party suppliers and lenders (together, the "Approved Suppliers"), and to generate enquiries for them. No sale of a product or service takes place on the Site itself.

2.4 Any transaction with an Approved Supplier is completed between you and that supplier, not on this Site and not by us. Any agreement to provide motoring-related products and services is governed by separate terms and conditions, which will be provided to you, and the Approved Supplier is responsible for the transaction and for any purchase made.

2.5 What we do, and what we do not do. We do not lend money, we do not sell vehicles, and we do not sell insurance or advise on it. What we do is act as a credit broker: we introduce you to lenders who may be able to provide finance. Credit broking is a regulated activity, and it is the activity we are authorised by the FCA to carry on. An Approved Supplier may discuss its own products with you; we are not involved in those discussions and do not accept responsibility for them.

2.6 Credit broking and commission. We are a credit broker and not a lender. We can introduce you to a limited number of lenders who may be able to offer you finance, and we will only introduce you to those. If you enter into an agreement with one of them, they pay us a commission — either a fixed amount or a percentage of the amount you borrow, depending on the lender and the product. We will tell you the amount before you sign your credit agreement, without you having to ask. You may be able to obtain finance elsewhere and we would encourage you to compare. Our Initial Disclosure Document sets all of this out in full.

3. Using the Site

3.1 We try to keep the Site as accessible and as available as we can, but we do not represent, warrant or guarantee that it will always be available or uninterrupted. We may suspend or stop operating the Site from time to time.

3.2 As a condition of using the Site, you agree not to use it:

  • 3.2.1 in any way that breaches an applicable law or regulation, or these Terms and Conditions;
  • 3.2.2 in any way that is unlawful or fraudulent, or that has an unlawful or fraudulent purpose or effect;
  • 3.2.3 to bully, insult, intimidate or humiliate anyone.

3.3 You also agree not to reproduce, duplicate, copy or re-sell any part of the Site in breach of these Terms and Conditions.

3.4 We may prevent or suspend your access to the Site if you do not comply with these Terms and Conditions or with applicable law.

4. Cookies

4.1 The Site uses cookies. Only cookies that are strictly necessary to operate the Site are set automatically; anything else is set only with your consent, which you can withdraw at any time.

4.2 Strictly necessary cookies enable core functionality such as security, network management and accessibility. You can block them in your browser settings, but doing so will affect how the Site works.

4.3 Our Cookie Policy sets out what we use, what each one does and how long it lasts, and how to change your choices.

5. Ownership and intellectual property

5.1 The Site and all content within it is owned and operated by us and/or our licensors. We and our licensors reserve all rights.

5.2 Any intellectual property rights subsisting in content or material on the Site — including patents, copyright, database rights and trade marks, whether registered or unregistered — belong to us and/or our licensors.

5.3 Nothing in these Terms and Conditions grants you rights in the Site or its content beyond what you need in order to access it. You agree not to alter, circumvent or remove any notice on the Site, including any intellectual property notice, or any security technology embedded in it.

6. Submitting an enquiry

6.1 When you submit an enquiry, we pass your details to the Approved Suppliers relevant to what you have asked for. That is the whole point of the enquiry: we cannot find you an offer without sending your details to the people who might make one. We will tell you who your enquiry has been shared with. Our Privacy Notice explains the legal basis for this, who else is involved, and what rights you have — including your right to tell us to stop.

6.2 We do not charge you a fee for using our service. We are not responsible for fees charged by an Approved Supplier.

7. Your privacy and personal information

7.1 Anything you give us is handled in line with our Privacy Notice, which explains what we collect, how and why we use and share it, how long we keep it, your rights over it, and how to complain to us or to the Information Commissioner's Office.

8. Disclaimer

8.1 We try to keep the Site accurate and up to date, but we cannot promise that all of it is or remains accurate, complete and current.

8.2 Content on the Site is general information about us and our services. It is not tailored to your circumstances, it is not financial or other advice, and it should not be relied on as such.

8.3 Images on the Site are illustrative. A vehicle shown may not be an exact representation of the vehicle described.

8.4 Use your own judgement when using the Site, and treat reliance on its content as being at your own risk.

9. Links to other sites

9.1 The Site may link to third-party advertising and websites. Those links are provided for your convenience.

9.2 Your use of a third-party site is governed by that site's own terms and privacy policy, and is at your own risk.

9.3 We choose the suppliers and companies we work with carefully, but we have no control over advertising material created by third parties or over their websites, and we accept no legal responsibility for content, material or information on them.

9.4 An Approved Supplier listed on the Site may withdraw its offer at any time.

10. Warranties and limitation of liability

10.1 You use the Site on an "as is" and "as available" basis. We make no representations, warranties, conditions or other terms, express or implied, about the Site — including as to completeness or accuracy of its content, satisfactory quality, or fitness for a particular purpose.

10.2 What we do not exclude. Nothing in these Terms and Conditions excludes or limits our liability where it would be unlawful to do so. That includes liability for death or personal injury caused by our negligence, for fraud or fraudulent misrepresentation, for breach of your legal rights in relation to services supplied to you, and any liability arising under data protection law. Your statutory rights as a consumer are unaffected.

10.3 Subject always to clause 10.2, and to the maximum extent permitted by law, we exclude liability (whether in contract, tort, breach of statutory duty or otherwise) arising from:

  • 10.3.1 any error or inaccuracy in information or material on or relating to the Site;
  • 10.3.2 the Site being unavailable, for any reason;
  • 10.3.3 any representation or statement made on the Site; and
  • 10.3.4 your use of, or reliance on, the Site.

10.4 These exclusions apply to your use of the website. They do not limit our responsibilities to you in relation to the finance broking service itself, which are set out in our Terms and Conditions.

11. Changes to these terms

11.1 We may change these Terms and Conditions from time to time. When we do, we will update the "Last updated" date at the top of this page, and the changed terms apply from that date. If we make a change that materially affects you, we will bring it to your attention rather than relying on you to notice. Continuing to use the Site after a change means you accept it.

12. Governing law and jurisdiction

12.1 These Terms and Conditions are governed by English law, and you can bring legal proceedings in respect of the Site in the English courts. If you live in Scotland you can bring proceedings in either the Scottish or the English courts. If you live in Northern Ireland you can bring proceedings in either the Northern Irish or the English courts.

12.2 If you live outside the United Kingdom, the English courts have exclusive jurisdiction to settle any dispute or claim (including non-contractual disputes or claims) arising out of or in connection with these Terms and Conditions, their subject matter or their formation.

13. Complaints

13.1 If something about the Site or our service is wrong, tell us: 08000 319139, or complaints@financefinity.co.uk. Our Complaints Policy sets out what happens next, and how to take a complaint to the Financial Ombudsman Service at financial-ombudsman.org.uk if you are not satisfied with our answer.