1. About us
1.1. FinanceFinity a trading style of Motorfinity Group Limited is a company registered in England & Wales under company number 10546007 (“Motorfinity”) and have registered office at 3 Northgate Terrace, Northern Road, Newark-On-Trent, Nottinghamshire, United Kingdom, NG24 2EU.
2. About our Terms and Conditions
2.1. These Terms and Conditions govern your use of the FinanceFinity website and any of its content (“Site”).
2.3. FinanceFinity provides discounts on motoring related products and services by sourcing offers through third party approved suppliers (“Approved Suppliers”) and generating enquiries for those suppliers from the Site and other methods. Therefore, no sale of products or services takes place on this Site.
2.4. The transactions that take place with the Approved Suppliers are not completed on the Site or by FinanceFinity. FinanceFinity has no contractual obligations with the users of its website, including those who submit an enquiry, for the supply of any products from the site. Thus, any agreement to provide motoring related products and services will be govern by additional terms and conditions which will be provided to you separately and the Approved Suppliers shall be responsible for the transaction for any purchases made.
2.5. Except to the extent set out in paragraph 2.6 below, FinanceFinity is neither involved in the provision of finance nor any finance related products, including insurance or any other financially regulated activities. Authorised Suppliers may discuss finance products with you as deemed appropriate. In any event, FinanceFinity has no involvement in these transactions and therefore, does not accept any responsibility for them.
2.6. FinanceFinity is a trading style of Motorfinity Group Ltd, Motorfinity, Motorfinity Corporate, Motorfinity Leasing and Motorfinity Corporate Leasing, is authorised and regulated by the Financial Conduct Authority (Firm Reference Number 958474). FinanceFinity acts as a credit broker not a lender. We can introduce you to a limited number of lenders who may be able to offer you finance facilities for your purchase. We will only introduce you to these lenders. We may receive a commission payment from the finance provider if you decide to enter into an agreement with them. The nature of this commission is as follows: we receive a commission based on a percentage of the total amount of finance taken by the customer. You can request for us to disclose the amount of any commission received. You may be able to obtain finance for your purchase from other lenders and you are encouraged to seek alternative quotations. If you would like to know how we handle complaints, please ask for a copy of our complaints handling process. You can also find information about referring a complaint to the Financial Ombudsman Service (FOS) at financial-ombudsman.org.uk
3. Using the Site
3.1. We seek to make the Site as accessible as possible. While we make every effort to ensure that the Site is available, we do not represent, warrant or guarantee in any way the Site’s continued availability at all times or uninterrupted use by you of the Site. We reserve the right to suspend or cease the operation of the Site from time to time at our sole discretion.
3.2. As a condition of your use of the Site, you agree not to use our Site:
3.2.1. in any way that breaches any applicable law or regulation and/or these Terms and Conditions;
3.2.2. in any way that is unlawful or fraudulent or has any unlawful or fraudulent purpose or effect;
3.2.3. to bully, insult, intimidate or humiliate any person;
3.3. You also agree not to produce, duplicate, copy or re-sell any part of our Site in contravention of the provisions of these Terms and Conditions.
3.4. We reserve the right to prevent or suspend your access to the Site if you do not comply with these Terms and Conditions or any applicable law.
4. Cookies on this website
4.2. Cookies do not contain any information that personally identifies you.
4.3. Cookies are small text files placed on your device (such as computer, smartphone or other electronic device) when you use our Site. Necessary cookies enable core functionality such as security, network management, and accessibility. You may disable these by changing your browser settings, but this may affect how the website functions.
5. Ownership and intellectual property rights
5.1. The Site and all content within the Site is owned and operated by us and/or our licensors. We and our licensors reserve all rights.
5.2. Any intellectual property rights (including without limitation all patents, copyright, database rights and trademarks (whether registered or unregistered)) subsisting in any content or material on the Site belong to us and/or our licensors.
5.3. Nothing in these Terms and Conditions grants you any legal rights in the Site or its content other than as necessary for you to access it. You agree not to adjust, try to circumvent or delete any notices contained on the Site (including any intellectual property notices) and in particular, in any digital rights or other security technology embedded or contained within the Site.
6. Submitting information to the site
6.1. By submitting an enquiry on our Site, you authorise FinanceFinity to share your data with any of the Approved Suppliers relevant to the purpose of your enquiry. You will be notified, following submission of your enquiry, with whom your enquiry has been shared.
6.2. FinanceFinity does not charge its customers a fee for using its service. Accordingly, FinanceFinity cannot be held responsible for any fees charged by the Authorised Suppliers.
7. Your privacy and personal information
8.1. We try to make sure that the Site is accurate and up-to-date, but we cannot warrant or promise that any information is or remains accurate, complete and up to date.
8.2. Any content is provided for your general information purposes only and to inform you about us and our services and other websites that may be of interest but has not been tailored to your specific requirements or circumstances. It does not constitute technical or financial advice or any other type of advice and should not be relied on for any purposes.
8.3. All images displayed on the site are purely for illustrative purposes only. Please note that the images shown may not be a true representation of the vehicle described.
8.4. You should always use your own independent judgment when using our Site and its content. Any reliance that you may place on the information on the Site is at your own risk.
9. Hyperlinks and third-party sites
9.1. The Site may contain hyperlinks or references to external third-party advertising and websites. Any such hyperlinks or references are provided for your convenience only.
9.3. Whilst FinanceFinity choses suppliers and other companies carefully, we have no control over advertising material (created and submitted by those third parties) and/or their websites, and accept no legal responsibility for any content, material or information contained in them.
9.4. Please note that any of the Approved Suppliers listed on the FinanceFinity Site may withdraw their offer at any time.
10. Warranties and limitation of liability
10.1. You agree that your use of the Site is on an ‘as is’ and ‘as available’ basis. Consequently, we make no representations, warranties, conditions or other terms (whether express or implied) in relation to the provision of the Site, including without limitation as to completeness, accuracy, or any content and information on the Site, or as to satisfactory quality, or fitness for particular purpose.
10.2. To the maximum extent permitted by applicable law, except for any legal responsibility that we cannot exclude in law (such as for death or personal injury) or arising under applicable laws relating to the protection of your personal information, we exclude all liability (whether arising in contract, tort, breach of statutory duty or otherwise) which we may otherwise have to you as a result of:
10.2.1. any error or inaccuracies in any information or material within or relating to the Site;
10.2.2. the unavailability of the Site for whatsoever reason; and
10.2.3. any representation or statement made on the Site.
10.2.4. Under no circumstances shall we be liable to you for any loss or damage suffered (including without limitation direct or indirect losses) arising from your use of, or reliance on, the Site.
11.1. We reserve the right to vary these Terms and Conditions from time to time without notifying you. By continuing to use and access the Site you agree to be bound by any variation made by us. It is your responsibility to check these Terms and Conditions from time-to-time to verify such variations.
12. Governing law and jurisdiction
12.1. These Terms and Conditions are governed and construed in accordance with the laws of England and Wales, and you consent to the exclusive jurisdiction of the courts of England and Wales.